WayzFinder compares live rates across 20+ UAE banks, matches you to the right lender for your profile, and walks the whole file through to handover — for residents, non-residents, and investors alike.
Whatever stage you're at — first home, refinance, or building a portfolio — we structure the file so banks compete for it, not the other way around.
End-to-end arrangement for ready and off-plan properties, from term sheet comparison to final disbursement.
Residents & non-residentsMove off a legacy rate or release equity, with a clean handover between banks and no payment gap.
Rate switch in ~3 weeksStructuring for multiple units, rental-income qualification, and lender diversification as your portfolio grows.
Up to 5 concurrent facilitiesA bank-ready pre-approval letter before you make an offer, so agents and sellers take you seriously.
Typically 48 hoursIjara and Murabaha structures through our Islamic banking partners, for those who need a Sharia-compliant facility.
4 partner Islamic banksWe stay on the file after drawdown — annual rate reviews, early-settlement guidance, and renewal reminders.
Included, no extra costA real sequence — each stage has to close before the next opens, so we've numbered it exactly as it runs.
A short call to understand income, residency, and target property, then a document checklist built for your exact case.
Day 1Your file is priced across our lender panel; we shortlist the offers with the best real cost, not just the headline rate.
Day 2–4We submit to your chosen bank, coordinate the property valuation, and negotiate terms on your behalf.
Day 5–15Final offer letter, Land Department coordination, and fund disbursement — we're on the file until keys are in hand.
Day 16–25A working estimate based on today's average UAE lending rates. Your exact rate depends on residency, income, and the bank you're matched to.
This calculator mirrors the same inputs our advisors use when shortlisting lenders. Move the sliders to your real numbers, then send it to us — we'll return actual offers from banks willing to lend on your profile, typically within 48 hours.
Send me real offersWe're not tied to one bank — every recommendation is checked against 20+ lender panels first.
Clear timelines at each stage, and we tell you early if a lender isn't going to work — not after weeks of waiting.
Our fee is paid by the lender on drawdown in almost all cases — you get the same or better rate than going direct.
As non-residents, two banks turned us down flat. WayzFinder found a third that specialised in exactly our situation.
Refinanced out of a 5.4% rate into 4.1% in three weeks flat. The savings alone paid for our furniture budget.
Our advisor pushed back on the bank's first offer twice before we accepted anything. That's the part I didn't expect.
A 15-minute call is usually enough to tell you what you can borrow, and from whom — before you're standing in a property you can't finance.
Leave your number and the property type — an advisor will call within one business day with a shortlist of banks likely to approve your file.