WayzFinder compares live rates across 20+ UAE banks, matches you to the right lender for your profile, and walks the whole file through to handover, for residents, non-residents, and investors alike.
Whatever stage you're at, first home, refinance, or building a portfolio, we structure the file so banks compete for it, not the other way around.
End-to-end arrangement for ready and off-plan properties, from term sheet comparison to final disbursement.
Residents & non-residentsMove off a legacy rate or release equity, with a clean handover between banks and no payment gap.
Rate switch in ~3 weeksStructuring for multiple units, rental-income qualification, and lender diversification as your portfolio grows.
Up to 5 concurrent facilitiesA bank-ready pre-approval letter before you make an offer, so agents and sellers take you seriously.
Typically 48 hoursIjara and Murabaha structures through our Islamic banking partners, for those who need a Sharia-compliant facility.
4 partner Islamic banksWe stay on the file after drawdown: annual rate reviews, early-settlement guidance, and renewal reminders.
Included, no extra costSeven stages from first call to key handover. Point at any step to see what happens during it.
We start by understanding your unique needs and checking your eligibility, completely free and without impacting your credit score.
We send you a document checklist built for your exact profile, and prepare the full application so it's ready to submit without back-and-forth delays.
Your file is submitted to the matched bank, and you receive a pre-approval letter confirming how much you're able to borrow.
The bank instructs an independent valuation of the property to confirm it supports the loan amount being requested.
Once the property valuation is complete and any pre-approval conditions are met, the bank issues a final offer letter.
The bank prepares the manager's cheque and disburses funds directly to the seller or developer as agreed in the sale contract.
Title transfer is completed at the Land Department, and your keys are handed over. You're on the file with us until this final step is done.
A working estimate based on today's average UAE lending rates. Your exact rate depends on residency, income, and the bank you're matched to.
This calculator mirrors the same inputs our advisors use when shortlisting lenders. Move the sliders to your real numbers, then send it to us, and we'll return actual offers from banks willing to lend on your profile, typically within 48 hours.
Send me real offersWe're not tied to one bank. Every recommendation is checked against 20+ lender panels first.
Clear timelines at each stage, and we tell you early if a lender isn't going to work, not after weeks of waiting.
Our fee is paid by the lender on drawdown in almost all cases, so you get the same or better rate than going direct.
As non-residents, two banks turned us down flat. WayzFinder found a third that specialised in exactly our situation.
Refinanced out of a 5.4% rate into 4.1% in three weeks flat. The savings alone paid for our furniture budget.
Our advisor pushed back on the bank's first offer twice before we accepted anything. That's the part I didn't expect.
A 15-minute call is usually enough to tell you what you can borrow, and from whom, before you're standing in a property you can't finance.
Share a few details and an advisor will call within one business day with a shortlist of banks likely to approve your file.