Common questions

Before you call us.

The questions we hear most from residents, non-residents, and investors arranging a mortgage in the UAE. Don't see yours here? Reach out and we'll answer it directly.

In almost all cases, no. Our fee is paid by the bank once your mortgage is disbursed, so the rate you get through us matches or beats going to the bank directly. Any exception is confirmed with you upfront, in writing, before any work begins.
Yes. Several UAE banks lend to non-resident buyers, typically with a higher minimum down payment (usually 40–50%) and additional income documentation. We match your file to the lenders currently most active in this segment.
Most residents with complete documents receive a pre-approval letter within 48 hours. Non-resident or self-employed files can take a little longer depending on the bank's underwriting requirements.
Yes, through our Islamic banking partners using Ijara and Murabaha structures. We'll flag Sharia-compliant options alongside conventional ones whenever you're comparing offers.
Typically: passport and visa copy, Emirates ID, salary certificate or trade license, six months of bank statements, and existing liability letters if applicable. We send an exact checklist once we understand your employment type.

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